T.U.B Investing

The title say it all. The reason is because I am currently taking on a new role in my working environment and I am also taking on a new role in my personal life. In addition, I am still investing, managing my FB page and the Fundamental Scorecard telegram group, writing new articles on a monthly basis for the Moat Scorecard subscribers, looking after the subscribers of Fundamental Scorecard website, and once in a while, I will still conduct courses and seminars. Just too many things.  Thus, I decided I have to take a break from writing new articles for T.U.B Investing Blog. Nevertheless, you still can find me at: 1. My Facebook Page - T.U.B Investing 2. Fundamental Scorecard Facebook Page 3. Fundamental Scorecard Telegram Group - This is the place where I shared my new thoughts and ideas much more readily. This is the place where you could ask me and Simple Investor anything. Join Us! 4. Subscribe to Moat Scorecard 5. Subscribe to Fundamental Scorecard Website 6...

I am never interested in margin before meeting J. To me, I always feel human emotions are unable to control the use of margin. Leverage is such a powerful seductive tool that I do not believe any person can escape from it once he/she touches it. Similarly, to believing justice will prevail, I believe in not giving margin a second look. Nevertheless, I met J recently and he showed me how he used margin to invest and achieved 10% gain p.a. since 2016. To be honest, 10% is not huge. But a consistent 10% is a relatively good return. He basically compares “margin investing” to buying a property. I specifically think it should be compared to buying a 2nd property. This is because his method requires us to consider rental income. I believe we seldom will rent out the 1st property out. The 2nd property will probably be the one to be rented out. 2nd Property Purchase Scenario You decided on a $1 million property. Since it is the 2nd property, you decided to borrow the maximum 45% ...

I had sold off ALL OF MY POSITIONS in The Trendlines Group Ltd . Initially, I believed my losses to be more than 50% due to my excel tracking. But after I calculated, the losses is about 40% instead after holding for about 1.5 years. Nevertheless, it is still a major hit to my portfolio. The main reason why I decided to take the losses was due to a few reasons: - I want to have more cash for my margin REIT strategy (Do note I do not add funds to my portfolio. Thus, if I had a new idea, I will probably need to sell an old idea.) - It is not really about the company. Having already written numerous pieces of the company, I still believe it is a good company. But it is probably not suited to investors living in Singapore whom believes significantly in dividend. Thus, when the company did not release any dividend during the Full Year Report, I decided it was time to breakup with it. - My new investment enlightenment/philosophy – The importance of certainty and comfort-ab...