T.U.B Investing

Hi, I am back.  I was finding inspiration from my chats with my members of the Fundamental Scorecard Telegram Group. There were some but it wasn't great inspiration. So I continued to do my YouTube Videos instead. Yes, I have a YouTube Channel . Please subscribe, like the videos and comment! However, a recent comment stating that I was clever, made me happy enough and provided enough inspiration! Haha... In my last 2 posts, I talked about entering STI Index or purchasing SG Blue Chips companies. If you have done that and are scolding me because STI  ETF has fallen (from 2.531 to 2.480) , please look at the US Markets - Especially those hyped up Tech stocks. Yes, US Indexes have fallen off the cliff where climbing strongly for a while. This has change the mood in the US market - People are sharing that they are deleting their Robbinhood App in order not to see their losses/the up and down of the market. OMG?! Seriously?! US Indexes Honestly, if you have average down any of your...

It has been a while since I wrote so often. While I talked about the Risk of Investing in ETF in the last post , I particularly mention about STI ETF. So I thought I should clarify my position and also address a particular question that I believe members of my Fundamental Scorecard Telegram Group will be interested (And maybe you who are reading this post). While everyone is busy looking at the US market tonight, I am writing about STI ETF. While everyone is raving about S&P 500 rising from the dead, here I am writing about STI ETF which is trying to go lower everyday. To start off, I don’t disagree in investing in US markets now. In fact, I encourage it. But one must make the purchase with the mindset that “this could be a permanent loss of capital” (Atas sentence cause I watched too many Guru Youtube lately) . So you should only press the buy button IF you know the company well enough. This has also been what I have been preaching to everyone in the Fundamental Scorecard T...

I suppose I will get a lot of backlash for writing on this topic. But I felt really important that I must address this - The risk of investing in ETF. So if you have been in my Fundamental Scorecard Telegram Group or my Facebook Page , you may have seem what I wrote. The first conversation was someone asking if I will sell my OCBC shares. As I quote and edited some of my words from the Telegram Group: "No. This is a bit different when I sold all my starhill reits. REITs business, in my opinion, is only 1 way. Thru Rental. So at that time when lockdown happens, I think for very long, then I decided to sell. For a bank, bad times and good times, there are ways to earn. Is only how much. Plus provision is expected. Maybe another point is core competencies.  I work in Financial institution all my life. So I do know how they work. Another point is at that time, I was wondering if the opportunity cost for holding starhill is high. You see in the lockdown if I deploy funds to US, I will...